Follow these tips very carefully...
i) Stop spending so much!!
ii) Buy cheaper things
iii) Steal lots of money from charities. What? It worked for plenty of bankers
iv) Steal from the homeless. Look, in case you feel bad about doing this, it's either you steal from them or you end up like them, which will it be?
v) Pinch the dollar bills concealed in your Granny's teapot. Yes, that's right, she will keep her savings in her teapot, I promise you, go and have a look and comment 'You're right!'
and finally vi) DON'T GET INTO DEBT IN THE FIRST PLACE!!
Wise advice, I'm sure you'll agree.
You were right
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